Hello NANCY!

** 25.10.19 - 10:31, NANCY BACKUS wrote to JOE MACKEY:

 JM>> I use mine sparingly and even then its only to keep it alive.  And I
 JM>> pay off the statement each month.   Of course it has only a $200
 JM>> limit...

 NB>You keep your credit rating alive that way, too... :)  Using it that
 NB>way, it's essentially still just cash, only slightly deferred...

Correction, it's really "just DEBT, only slightly deferred"  

If you want "CASH slightly deferred", you would need a negative balance on  
the credit card statement.  I've done exactly that, albiet accidentally.   
:(   One time, I ended up paying TOO MUCH into my credit card account and  
ended up with a negative balance.  A little bonus was that a negative  
interest was calculated in the mix too!



  ../|ug

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