The main reason for wanting a bike with 3 speed hub was to have coaster 
brakes.
All the bikes I've considered having more than 3 speeds have only caliper 
brakes. In talking to people riding around the neighborhood, they rarely use 
the multiple gears and many were not happy with calipers (wishing for the old 
coaster brakes!). I'm not moving fast and will continue my homework phase a
bit more!  .......I appreciate all answers!   ....seems the range of opinions
is very WIDE!!!
--- Maximus/2 3.01
---------------