HI Nancy,
Thanks for the advice...
 gc> Has there been a lot of problems with people taking and not giving
 gc> lately?
 NB> It's an ongoing problem. I hate to see people getting 
 NB> stiffed, which is why I recommend the centralized 
 NB> exchange. That way, you get back the same amount you 
 NB> send out.
I hope everyone reads this .... I wouldn't mind getting some more response 
back about this subject...
Gail
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