Greetings Patrick!
A long time ago, in a galaxy far, far away, Patrick Annette wrote to Don Guy:
 PA> On the menu: Options --> General Preferences...
 PA> On the appearance page near the middle the 'Start with' field.  Type
 PA> in whatever you want.
I should've thought of that. :/
Adding URLs isn't quite as graceful as it is from the menu, but it certainly 
beats waiting for Netscape's home page to load!
Thanks,
-Don
... Magicians do it the rite way.
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