PE> The Commonwealth Bank apparently allows you to ring them via
PE> modem if you can emulate video text, or something like that.
PE> Does anyone know the correct terminology

Videotext. Its essentially just a terminal type.

PE> (whatever Viatel used I think),

Yep, and Westpac too.

PE> and does anyone know of an emulation program that will do this for me?

There are a few of the commercial ones which support it, Cooee from
memory. Oddessey. Bit rusty on these, the bank should know, or Viatel,
now called Discovery.

PE> I'm asking this on behalf of someone else.

A likely story.

--- PQWK202