JM> TR> Their methods of obtaining such things are secure and accurate,
JM> TR> and worry free.

JM>But that only gets you the one the bank uses. The big three 
JM>are not always the same. Consumer experts recommend 
JM>checking all three at least once a year.

What sucks about this credit ratings scam is that if you don't create 
debt you end up having a bad credit score. 
It's pretty much counter-intuitive.

For instance, my home is paid for free and clear and I buy my cars with 
cash money (I always try to have at least 40 to 50k in the bank when I 
opt to buy a new car for 20-30k). Thing is, if I did this reasonable 
thing (not accumulating debt) I'd end up having a shitty credit rating. 
So I have to take 5-10k loans out every once and a while, for whatever, 
just so as to pay them off soon. THEN, I have good credit. Because my 
report shows that I had debts that I paid off. It's a fucked up game.

The fact that they make money off of information that isn't theirs is 
bad too. And then there is the use of SSN's as identifiers.

X CMPQwk 1.42 16554 X Jesusonacid says what?

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