SK>JM> TR> Their methods of obtaining such things are secure and
SK>JM> TR> accurate, and worry free.

SK>JM>But that only gets you the one the bank uses. The big three 
SK>JM>are not always the same. Consumer experts recommend 
SK>JM>checking all three at least once a year.

SK>What sucks about this credit ratings scam is that if you don't create
SK>debt you end up having a bad credit score. 
SK>It's pretty much counter-intuitive.

SK>For instance, my home is paid for free and clear and I buy my cars
SK>with  cash money (I always try to have at least 40 to 50k in the bank
SK>when I  opt to buy a new car for 20-30k). Thing is, if I did this
SK>reasonable  thing (not accumulating debt) I'd end up having a shitty
SK>credit rating.  So I have to take 5-10k loans out every once and a
SK>while, for whatever,  just so as to pay them off soon. THEN, I have
SK>good credit. Because my  report shows that I had debts that I paid
SK>off. It's a fucked up game.

What's messed up ?  You pay with cash.  My FICO score is over 800.  Now 
I am trying for 0.  


Jeff


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