TIP: Click on subject to list as thread! ANSI
echo: crossfire
to: Steve Kemp
from: Ross Cassell
date: 2007-11-26 22:22:06
subject: annualcreditreport.com

Hello Steve!

25 Nov 07 00:55, you wrote to Ed Hulett:

 EH>> The site uses Verisign for security for one thing. They ask
 EH>> for your SSN to make sure it is you.

 SK> Which is illegal. The law changed years ago. Places can NOT use SSNs
 SK> as identification! Not that they don't.

Well I certainly couldnt pull a copy of my report with your SSN!

Unfortunately, it is your SSN that is tied to your credit reports.

 EH>> Sauer's lack of wealth notwithstanding, he obviously has no
 EH>> clue WRT how these credit agencies identify you. Once on
 EH>> their sites, you have to answer several queries regarding
 EH>> information only you can answer.

 SK> Bullshit!

 SK> The credit system (as is) is the reason we have a major problem with
 SK> identity theft!

 SK> Ross was correct and informed. You aren't.

No he is not and apparently neither are you, I used annualcreditreport.com,
it is tasked by the govt to provide one a free copy of their report from
the 3 agencies.

Of course the site will try to sell you an annual subscription, so you can
check it at will.

What Sauer is so ill informed about is that although he probably has no
FICO score a potential creditor would want to look at, or no substantial
credit history or /any/ at all, his SSN is still fair game for someone whom
is in the country illegally and is working.

Imagine that, Sauer on SSI, could be having income reported to his SSN that
could jeopardize his income source via SSI?

Now in this case, a person hijacking his number might be careful enough to
not use it to apply for any credit, but in this day and age alot more info
is put on a credit report.


==
Ross
Fidonet Feeds Or Fidonet In Your Newsreader: http://www.easternstar.info
E-mail: ross(at)cassell(dot)us | Blogs/Other Places: http://links.cassell.us
... WORK HARDER! Millions on welfare depend on it.
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