From: Bill Lucy 

In article ,
gary_wiltshire{at}compuserve.com says...

> >I've got Kaiser here (personal coverage). $123/mo, $15 copay and
> >prescriptions, $3 lab fee.
> > I don't mind at all... it's disaster insurance, which has already proven
> >it's usefulness.
> .....
> What is the copay for psychiatric help?  I had Kaiser here until they
> pulled out of the northeast last year.  I live in VT and work in NY.
> For some reason Kaiser not-so-Permanente was willing to treat me in VT
> under VT rules -- perhaps because the particular facility (which I
> still use) was actually in VT.  MVP, based in NY pays under NY rules.
>
> Check to see what your policy says about psychiatry, etc.

I also wonder what the cost is for a person over 65 and who doesn't have
Medicare. Or a person under 65 with diabetes and not subject to HIPAA.

It's really easy to get insurance when you're healthy and young. A pregnant
woman just starting a job, even if she's covered from day one, might not be
able to get her prenatal costs covered.

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