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| subject: | Re: Freedom and totalitarianism |
From: Bill Lucy
In article , si{at}wvi.com says...
> non-brand? Well, I'm using cimetidine instead of Tagamet (thanks to the acid
> reflux...it runs in the family). Personally I'm not all that big on name
> brands, as long as the doctor knows what is actually being dispensed.
An HMO generally has a "formulary". They have certain drugs which
the don't cover, or cover to a lesser degree (your out-of-pocket
increases). As an example, the cimetidine might not be covered since there
is an over-the-counter equivalent.
That probably isn't true in this case, for any number of reasons. But I
know of situations where someone was prescribed medicines which were not
covered under the formularies and the individual was out a significant
amount of money for a 30 day supply.
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