Hello John!

** Replying to a message in "/FIDO/FUTURE4FIDO" **

** 28.05.21 - 19:32, John Dovey wrote to August Abolins:

 JD>>> response "Oh, you meant THIS Tuesday.. "

 AA>> I'll have to remember that one when I agree to a bill payment
 AA>> by a certain day in the week to my creditors.

 JD> LOL. I've always been peeved that the rules that apply to us
 JD> (consumuers/customers) don't apply to the businesses.

Also.. When a bill has a specific date upon which the bill is  
due, I can make the payment "right away" online, but the bank/ 
creditcard company still tells you that in order for that  
payment to be recorded in "their" system my payment needs to be  
made 3 or 4 days prior!  Well F that!  The problem is THEIR  
system. I shouldn't be penalized when THEIR system doesn't  
deliver the funds until 3 or days later, when I've honored the  
payment date!

Meanwhile, I've discovered a process that WILL register my CC  
payment immediately: a transfer!  I noticed that the interest  
on a cash advance is calculated the day the money is extracted.  
The reverse process of that is a transfer from another account  
or another card. When I bypass the "bill payment" to a CC and  
simply "transfer" money to it, the amount sent to the account  
is registered and adjusted right away.

I think I discovered that when I took a cash advance from the  
wrong CC.  The only way I could put it back was via transfer. I  
recall that the previous balance was reinstated and everything  
was if the cash advance never happend.

Now I pay last minute / last day CC bills via transfers.
--
  ../|ug

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