Ed wrote --

 EV> I was wondering if You started seeing the inbalance(s) shortly after
 EV> we met and talked in the McDonalds parking lot?

 EV> Hmmmmmmm.

   No more than usual hackers.  :)
   Speaking of hackers, there has been a time or two unknown individuals
would make withdrawals from my account.  I get a daily balance and know
right off if something is wrong.
   Chase has always taken care of that.  They put an immediate hold on the
account, give new account/card numbers, make refunds and throw in a few
extras and perks.
   Once in a while I'll get inquiries if I had made that purchase, such as
the few times I travel and something is brought miles away.
   Joe