TIP: Click on subject to list as thread! ANSI
echo: memories
to: KURT WEISKE
from: NANCY BACKUS
date: 2012-07-26 19:05:00
subject: credit unions was: Silver

-=> Quoting Kurt Weiske to Joe Mackey on 07-18-12  11:25 <=-

 KW> My rather cynical post about banks, how they prioritize withdrawals
 KW> before  deposits, etc. doesn't apply to my current situation. I bank
 KW> with a  reputable local credit union who doesn't have a lot of fees,
 KW> calls me if  there's an overdraft or deposit issue, and a human answers
 KW> the phone on the  third ring or sooner.
 KW> I found them on a great web site called http://www.moveyourmoney.org,
 KW> a  great resource for getting your money out of "too big to
fail" banks
 KW> and  fund banks that are fiscally responsible - and add great service.
 
I've had my money in a local credit union for quite a while, long before
the most recent bank crisis...  I was getting tired of banks that kept
adding more service fees, and obviously didn't want my business since I
was such a small customer...  No fees for checking, decent rates (at
least before things got so strange) for savings and CDs, nice rates for
loans (and since one has a relationship there already, fairly easy to
get credit when one needs it), and an annual owners dividend based on
the business you do with the credit union...  And always great service.

 JM>   That bank was a bunch of thieves.  But living a small town with few
 JM> options, what's a person to do?  Other than not having an account.

 KW> There are some good online banks that don't have any local branches.
 KW> Some  will even mail checks for you! I was tempted to try one of those
 KW> out before  I found my current bank.

That's nowadays... Back then, you couldn't easily get an account that
wasn't local... even credit cards had to be with a local bank, not held
by some bank even in the next big city over, let alone based several
states away or only online (internet as such didn't even exist)...

ttyl          neb

... To a cat, "NO!" means "Not while I'm looking".

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