RN> That could be true if there were basements in this area.  Too many
 RN> underground streams and being so close to the Gulf coast, there are many
 RN> areas, such as my home town of New Orleans, for example, that are below
 RN> sea level and subject to flooding.  The only people in this area who have
 RN> anything remotely resembling a basement are the rich people with indoor
 RN> swimming pools.

So you don't have any shelter to go to when a hurricane is coming?

 RN>>> About 2 months ago, a tree limb from one of my trees was
broken off by a
 RN>>> weather system that passed through here rather quickly and that limb
 RN>>> penetrated the roof and ceiling of the spare bathroom.  I'm glad I
 RN>>> wasn't in there at the time.  What a mess!

 BF>> Does the insurance cover this?

 RN> Yes, but I didn't file a claim because it was cheaper for me to do the
 RN> work myself.  If you file a claim with your insurance carrier, the next
 RN> time you receive a renewal notice, you'll also notice your premiums have
 RN> gone up.  That is how they recoup their losses.

That's normal.
Here we pay good money to em but get nothing back when we need them.

//Bj”rn

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