>> Cheques are not a bad thing, they just aren't used much any more.

> If you pay a bill via your bank's website, you are not emailing funds. Your
> bank is more than likely still sending a check (whether plain or digital) to
> the recipient of the payment. Banks have just eliminated the need for
> customer to write out the checks themselves.

The info travels by email. Banks still record everything as always, but no cheques are involved.

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