Hello Steve, 

> My question: How is the company able to obtain this 
> kind of information from banks, credit agencies, and
> telephone companies?
> Richard M. Smith


Good question!  When Richard Smith, or Declan McCullagh
or Steve Asher come across the answer, I hope it gets
posted here and I see it.  




http://fidonet.sensationcontent.com/echomail/consprcy/64f3d324c293ac40.html
> fidonet.sensationcontent.com/echomail/consprcy/64f3d324c293ac40.html
fidonet.sensationcontent.com/echomail/consprcy/64f3d324c293ac40.html



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