From: "JaneL" 


"Glenn Meadows" wrote:

> The plus on the bank side, even though they're paying the stamps and costs
> to process the payments that aren't EFT's, the DO debit your checking
> account the day that they mail the checks, so they're getting the float
> for those few days.
>

Wachovia doesn't.  Now whether that's left over from their merger with
First Union or First Union's acquisition of CoreStates before that, I don't
know. But if I pay a bill that actually generates a paper check, the money
doesn't come out of my account until the check clears.

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