Frank, I've been tossing up what to do with these stocks.  I was thinking
of selling sufficient stocks to pay off BT and get rid of the margin loan.
But then I was thinking that this is a really convenient loan, and maybe
instead of stuffing around with faxes to Citibank and cheques etc, if I
were to do ALL (ie including mining stocks) trading via BT, you could get
the money out of there, and put it back instead!

Is that all doable and fine?  Then I just need to transfer money from
Citibank to BT every now and again.  Or maybe rather than a direct transfer
of money from Citibank to BT, I can emulate that, by occasionally buying a
stock with my own money, and I send the good old fax to Citibank.

This wouldn't be an issue if I could get BT to give me a BSB number so that
I can get my pay put directly into BT instead of Citibank.  Hmmm, if I had
that ANZ account I might be able to get my pay paid into that instead. 
Actually, what's so special about ANZ anyway?  If you have the authority to
operate that, how come you can't have the authority to operate my Citibank
account?  What's the story there?

Hmmm, actually I've just crunched some numbers, and if I organize myself I
can make it so that I can submit the one fax to both get my strata levy
paid, and transfer the funds from Citibank to you.  Pity I've been so
disorganized up till now, eh?

BFN.  Paul.
@EOT:

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