BF>> Are you in telemarketing?

 GP> Nope, we support insurance companies for their clients in Canada (and
 GP> Canadian clients overseas); so we regularly have to talk to our primaries
 GP> to ask for greater coverage (e.g. if medical expenses have gone beyond the
 GP> original guarantee given to us)

 That explains it.
Then you nust be working night-shifts or those you talk to. We are between,
what is it, 8 to 11 hours before you.

---