TIP: Click on subject to list as thread! ANSI
echo: askacop
to: RICH WILLBANKS
from: CHARLES HUNTER
date: 1998-05-10 10:06:00
subject: Legality of Commandeering

RW>And you think your private auto insurance will:
RW>Pay for you rent a Corvette if your car is damaged in
  >an accident?  Unless you have some strange type of
  >policy I've never heard of, it ain't going to happen.
  >They MIGHT spring for a medium size car.
RW>Pay you the full replacement value of your car if it is
  >totaled?  Again unless you have the upgraded policy, it
  >ain't going to happen.  You will get the 'deprecated'
  >or 'current blue book' value.
RW>Pay for any after market add ons?  Not unless they are
  >specifically covered or covered with an umbrella
  >policy.
RW>All of this is based on my and friends dealings with
  >several insurance companies.
If you were driving a corvette, it would not be unreasonable to expect
your insurance company to pay for a comparable rental car.  Moreover,
your insurance company will have recourse against the government unit
to recover their loss so I don't see where they would complain much.
CHARLES HUNTER
 * 1st 2.00 #9124 * Everybody is ignorant, only on different subjects.
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