AK> I know if you are going too fast, you can hit a car and send
 AK> it quite a ways forward.  The police might take excessive
 AK> speed and the size of the car that started the chain reaction
 AK> into account, but in Oklahoma, even if you are stopped behind
 AK> a car at an intersection, if you hit the first car at the
 AK> intersection because you were hit from behind by a moving
 AK> vehicle, you are still held accountable for the damages to
 AK> the first car.  If you don't agee that you are at fault, you
 AK> would have to go to court and prove otherwise. One reason our
 AK> state does this is so that one insurance company doesn't end
 AK> up being hit hard with a bunch of claims all at once.  If our
 AK> state didn't do it this way, the insurance company might hike
 AK> up all the rates for all its policy holders in order to
 AK> recover its losses.  Then everybody would suffer, not just
 AK> the person who started the chain reaction.
 Where, exactly are you obtaining this 'information'? In the first
place, everyone would suffer regardless of who's insurance
company got stuck with paying the claims. In the second place
your logic as to thinking each driver  would be found at fault is
because of insurance companies is utterly ridiculous! Insurance
companies do not determine the traffic laws!
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