> Yes, if we don't like the company we can go to another.  Let's take my 
~> mother's case as an example.  She retired due to health complications 
some 
~> years ago when her insurance premiums were $350 per month.  Now that 
she's 
~> older and on a fixed income, and less than 60yrs old, her premiums have 
~> become unaffordable.  There isn't an insurance company in the country 
that 
~> will insure my mother for less than $1800.00 per month.  That's several 
~> times over her monthly mortgage payment.  So yes, there is a company 
who 
~> will ensure her but for much more than she can afford.  They know that 
so 
~> they make it unaffordable because giving her insurance will cause them to 
~> lose profits.
~> 
~> What's the result?  She is uninsured.

Then she may not like having a new law passed that will fine her for not being 
insured.
 
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