MSGID: 1:229/452 4A296F3E
-=> JIM WELLER wrote to DAVE DRUM <=-

 DD> I have trouble understanding why, beyond hard-headedness, people will
 DD> rebuild in a known flood, mudslide, avalanche, or volcanic area. Then
 DD> expect the public/insurance to bail them out. AGAIN!

 JW> Buildings in known flood plains can't get insurance flood coverage.

Nor in known mudslide areas against mudslides. And probably not on the
side of a volcano against ashes and lave. However, I *do* have mine
subsidence coverage on this property since the area was loaded with
bituminous coal mining activity - some of the seams having been cleaned
out over 100 years ago. We get a sinkhole every once in a while. And a
cracked basement wall is fairly commonplace. Since my house is on a slab
the subsidence coverage is relatively inexpensive.

 DD> Sometimes "100 year floods" come more frequently than that.

 JW> Thanks to climate change they come much more often. Raine's place in
 JW> Fort McMurray has been flooded twice in 10 years despite the town
 JW> having taking precautions (minimum elevations are built right into
 JW> the zoning bylaw and municipal building codes) as the flooding is
 JW> getting worse. After the first time, which was covered by insurance
 JW> because it was raised high enough to meet code, she raised it (it's
 JW> a mobile home on blocking) another two feet. She no longer has flood
 JW> coverage though. The second time the waters came up to the top step
 JW> of her stairs and wet the insulation in the belly bag but didn't get
 JW> above the floor joists and into the home itself.

What climate change?   Bv(=  Let the insurers try to use their "acts
of God" weasel exception clauses to deny coverage.
 
MMMMM----- Recipe via Meal-Master (tm) v8.06

      Title: 312 Climatic Boat Drink 
 Categories: Beverages, Booze, Citrus
      Yield: 1 sunsetter

      2 oz Vodka
  1 1/2 oz Chamboard
  1 1/2 oz Amaretto
  1 1/2 oz Fresh lime juice
      1 oz Simple syrup
           Club soda

  Combine all ingredients in shaker. Shake like a mad man.
  Strain into tall glass with ice. Top with club soda.
  garnish with a lime.

  Raise glass and toast.

  RECIPE FROM: https://www.caribbeancastaways.com

  Uncle Dirty Dave's Archives

MMMMM

... The good news is that the bad news was wrong...

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