NP> or if you prefer, a bank, branch and account number and name to deposit the 
NP> money to. (probably the least hassle)

Can you elaborate on this?  How is it less hassle for you to
directly debit an account at another bank?  I wasn't even aware
it was possible for end-users, except by setting up a regular
payment.  I would have used a bank cheque to do that sort of
thing myself.  I use a bank cheque because I don't have a cheque
account because it's cheaper to pay $3 to Citibank for a bank
cheque rather than pay BAD all the time (for my other, normal,
non-cheque transactions)!  Amazing but true!  BFN.  Paul.
@EOT:

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