Hello Derrick!
10 Sep 95 16:12, Derrick Parks wrote to Ernest Behrle:
 EB>> My wife and I have one checking account but we each have our
 EB>> own check registers and checks.  I call these sub-accounts and we
 EB>> make our  own deposits/withdrawals to each sub-account.
 DP> I started a SAVINGS GOAL to have $500 by 1 Dec in an account called
 DP> OVERDRAFT.  This "account" is *separate* from but tied directly into
 DP> my checking account; i.e., each account has it's own balance but each
 DP> balance is tied into my checking balance.  I can contribute and
 DP> withdraw funds as needed.  I use this account" as my "overdraft
 DP> protection."
The problem I had with the SAVINGS GOAL method was that savings goal accounts 
cant have a negative balance.  I run a small "candy store" off my desk at 
work with proceeds supporting 2 needy kids thru Children International.  I 
deposit the charity stores "income" into my account and draft sponsor schecks 
from my account.   My sponsor checks amount to two $12 checks a month.  The 
charity stores "income" varies so the "pseudo-account" often has a negative 
balance. Quicken says thats a no-no and wont let me log the sponsor checks 
cause the Goal account has insufficient funds.  I havnt found a work around 
except the one stated in my previous post(hope they stay together so you can 
see both).
I spose I could always shove some of my money into the GOAL account and just 
make a mental note that is is my money.  I was already using the method in 
the previous message with an older version of Quicken that didnt have GOAL 
accounts so it was just a natural progression into the new version w/o 
re-aranging stuff.  It still bears some thought.  If I get a week or two(to 
sort transactions for the "new" method), I might try to set it up in a GOAL 
account on a seperate quicken FILE and when done, compare the two and see 
which I like best.  Then go from there.  Who knows, I love to tinker but not 
sure how involved the sorting would become.  Might be easy since all of the 
trans for each "GOAL" account are already in seperate "CHECKING" accounts.
John
... Miracle Software, Inc. 'If it works, it's a Miracle!'
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