Hi Bill,

>> nope... i've been turned down more than once when i've been out of work
>> for an extended period of time and badly needed medical attention...
>> when i had custody of my oldest son, i was qualified but once he left
>> home, my coverage was revoked and refused to be reinstated...

[...]

>Unfortunately you'll never see lower rates due to the state you live in as the
> never expanded Medicaid to low income families.  It's there, trust me.

Exactly.  It is so incredibly sad to hear how politicians in some states are
playing with people's health.  Insurance fees they can't handle, deductibles
they can't handle... when none of it is necessary IMO.  It's criminal in my
mind. OK, NYS has absolute crap in the way of Medical Marijuana laws () but
for folks who can't work or can't get a job Medicaid pays the medical bills...
and our "other" non-medicaid insurance rates/payments/deductibles are really
reasonable.  Essentially, our taxes in NYS are a safety net of sorts for people
here.

>  I was
>paying over $550/month for COBRA with fairly extensive deductables.  I now pay
> $285 with a $500 deductable for all medical issues, pharmacy and dental
>included. I am not old enough to claim Medicare so this is how I must go.  Pay
> to save before one gets booted after 34 years. :/

Take care,
Janis

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