Hi, Bob.

BL>  PE> I don't believe in insurance. I prefer to play a long-term
BL>  PE> gamble with the odds in my favour.

BL>  BG> Insurance is where they pay you every time your house burns
BL>  BG> down, and you pay them every time it doesn't. I used to be
BL>  BG> uninsured once, until my brother's best friend's house was
BL>  BG> destroyed by fire. He was uninsured too, and to fully replace
BL>  BG> his home cost him $120k, almost destroying him and his family
BL>  BG> in the process. Fuck that for a joke, never again.

BL>   If you insure yourself, you have to make sure that you have the
BL> money to cover the insurance, otherwise it's silly. I insure the house
BL> because I don't bet that big, but I don't insure the car. The worst
BL> happened 8 years ago and it cost me $5,000 but I *still* don't insure
BL> the car. With 15 years before and 8 years after, I'm a mile in front.
BL> It's good, cheap, insurance.

I do insure mine. The worst happened 18 months ago and it saved me
$20,000 - I'm a mile in front. The second worst (CD stacker knocked off
from the new one) happened 6 weeks later and it saved me $3,500 - I'm
the LKS in front.

Mind you they're rapidly chewing that up now that I've included Rosie on
the policy - almost a grand extra from memory! (That was either what
they wanted to charge me or what they did charge me after I talked them
down a bit.)

Regards, FIM.

 * * Junior, quit playing with your floppy!
@EOT:

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