TY> 3 minutes, I had changed it to... you guessed it, 5 minutes. When I
 TY> changed the value to anything *other* than 5 minutes, no more warning!

The default time to create a new user or login is 30 minutes (not 3).  But yes,
at 5 minutes of time left Mystic will warn you that you only have 5 mintues
left so you can finish up, get more out of the bank, whatever it might be.

That message will still be displayed during login too as it should!

...I'm glad you were able to figure it out! :)  (I also highly suggest you
give people more than 5 minutes to create a new user or login!)

--- Mystic BBS v1.10 A56 (Windows)