LM>Also, they only issue the cards twice a year (I believe), so it
LM>could take up to 12 months to get your card if your first six months
LM>expires just after the cards have been issued. I believe they
LM>are issued in November and May.

GC> Your partly correct.
GC> Cards are issued twice a year with common expiry dates, end Dec & June, 
GC> but card is issued when you've held shares 6 months so if you purchased 
GC> shares half way through a six month period then your initial card would 
GC> only be valid for the remainder of that period.  Therefore the it only 
GC> takes six months (not 12) to get your 1st card.   

Oh, it looks like this is correct and I forgot this message!
BFN.  Paul.
@EOT:

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