GC> After you hold a min of 500 ordinary or 100 preference shares for six 
 GC> months you receive a shareholders discount card, which enables the 
 GC> nominated card holder (the share holder can 
 GC> nominate for someone else to 
 GC> be the card holder) to discounts of between 3% and 10% at Coles and 
 GC> associated stores (ie Target, KMart, Fosseys, Bi-
 GC> Low, etc) We have found 
 GC> that we  generally get 7.5% at Coles,Target,KMart, 
 GC> so I'll use the 7.5% 
 
Also, they only issue the cards twice a year (I believe), so it
could take up to 12 months to get your card if your first six months
expires just after the cards have been issued. I believe they
are issued in November and May.
 
Most family's weekly expenditure would be on food, which only
scores a 5% or 3.5% discount. Otherwise your figures are probably
sound. I haven't bother to get one of these cards (or invest in CML)
as I'm single, and I don't spend enough at their stores to make it
worth my while.
 
LM.

--- Maximus/2 2.02