TIP: Click on subject to list as thread! ANSI
echo: grand_rounds
to: ROBERT KEITH
from: MATT SMITH
date: 1996-06-21 22:35:00
subject: Re: HEALTH INSURANCE

RK> insist that the health care system in the US is badly broken and 
RK> needs
RK> fixing. Why is there a proposition on the ballot in California to 
RK> make 
RK> HMO's
RK> more accountable? It was started by the California Nurses Association 
RK> who
RK> claim that profit is the motive driving HMO's and not patient care. 
    HMOs aren't something the Republicans pushed for.  HMOs were pushed for 
by the insurance industry's biggest companies...and the Democrats under 
Hillarycare also wanted them!
RK>  MS> The rest of us don't owe a _subsidy_ to those who are (already)
RK>  MS> known to be unhealthy at the time they first get a policy...and 
RK> that's
RK>  MS> exactly what charging everyone the same, whether they are a 
RK> person 
RK> with
RK>  MS> AIDS or not, would be.  (It would be like selling fire insurance 
RK> to
RK>  MS> cover a home that already burned)
RK> 
RK> That's because you don't care about anyone or anything else except
RK> yourself.
    Do you consider _yourself_ "selfish" because _you_ would oppose _your_ 
homeowner's-insurance company writing policies to cover fires that already 
happened...raising rates for you to cover your neighbor who didn't get 
insured in the process?
    That's the equivalent of demanding that insurance be the same price for 
those known to have _forseeable_ medical costs higher than the premiums at 
the time they shop for insurance.
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