TIP: Click on subject to list as thread! ANSI
echo: grand_rounds
to: KURT ULLMAN
from: MATT SMITH
date: 1996-06-18 22:19:00
subject: Re: HEALTH INSURANCE

KU> RK> No! I don't want anyone held as hostages! And I don't HATE the 
KU> rich
KU> RK> Envy
KU> RK> perhaps, but the present system is tilted heavily in favor of the 
KU> RK> rich. It
KU> RK> should be corrected and they should pay their fair share.
KU> 
KU> In what manner do they not pay their fair share. They contribute
KU> a share of taxes that is higher than their numbers,
    He doesn't understand economics.  The "rich" are already being ripped off 
on private health insurance.
KU> MS>    I suppose you have a similar attitude on making the rich pay 
KU> their 
KU> MS>"fair share" (a higher rate!) for auto insurance, too...rather 
KU> than 
KU> MS>allowing them to use MSA-style high deductibles on 
KU> collision/comprehens
KU> MS>to save on premiums.
KU> 
KU> When the rich start having more accidents and cause the insurance
KU> companies to lose more money,then we can get them paying more for 
KU> their 
KU> insurance. The absolute LAST thing you want is for medical insurance 
KU> based
KU> on the model of car insurance where the claims experience is a large 
KU> part 
KU> of 
KU> the equation. 
    Why not?
    The rest of us don't owe a _subsidy_ to those who are (already) known to 
be unhealthy at the time they first get a policy...and that's exactly what 
charging everyone the same, whether they are a person with AIDS or not, would 
be.  (It would be like selling fire insurance to cover a home that already 
burned)
--- Simplex BBS (v1.07.00Beta [DOS])
---------------
* Origin: NighthawkBBS, Burlington NC 910-228-7002 HST Dual (1:3644/6)

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