> -=> Lindsay McKeon wrote to Graham Comitti <=-     
 > -=> On 12-02-94 about Dividend Re-investment p <=-    
 >     
 >> 
..................................................................... some
deleted  text above ..........    
 > LM>Most family's weekly expenditure would be on food, which only    
 > LM>scores a 5% or 3.5% discount.     
 >     
 > GC>Discount at Coles is 5% on most items but 7.5% for variety
items, At Bi     
 > GC>Low its 3% on all items, At Myers & Grace Bros its b/w 5%
and 10%, Kmart     
 > GC>& Tyremaster its 7.5% except tobacco which is 5%, Target
7.5%, Fosseys     
 > GC>5% to 7.5%, Katies 10%, Liquorland, Red Rooster &
OfficeWorks 5%, World     
 > GC>4 Kids 7.5%,  Last tax year we averaged close to 7.5% discount
overall.    
 >> 
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We have found that Franklins offers a better deal than the CML Discount Card     
on a comparism to regular Franklin Prices to regular Coles Prices less Discount.     
There is not that much in it though. (We are a family of 4 (with two children    
aged  6 + 2)). I guess my point is your not going to get the lowest price with     
the discount card so don't fall for the FLY Buys trap of focus on the prize     
and not the package!     
    
Franklins has the anoying habit of being out of stock on some lines on a     
regular basis. When this occurs we take Coles as the next choice. My Wife     
does well in Target with the Childrens clothes though. The value of the card     
depends upon your current shopping habits and what you are prepared to     
shift (in shopping habits) around to get a discount.    
    
I think the best thing about the discount card system is the breath of     
services that can be offered Supermarkets, discount stores, fashion etc. It     
should be wide enough to appeal to most.    
    
I still think CML presents some good buying in the current downturn if your    
for the medium to long term outlook.   
   
DISCLAIMER  **  Both myself and my Wife are shareholders in CML.   
  **  I am not a broker or investment advisor.    
   
Cheers  ,,, Mike   
    
   
  
 
 
--- Maximus/2 2.01wb