Hi Carol, as you were just saying about Re: Impoundment....
CS> CS> 'sue them for it' but the kids were underage and the parents were on
CS> CS> welfare.  Tried it.  6,000$ it cost me.  I'd rather the car was NOT 
found.
CS> CS> It would have cost me much less.
CS> 
CS> RT> Seems like you should have some recourse, either through your
CS> 
CS> *should* is the operative word, but just like you, had none.  In
CS> my case,  insurace would have covered the blue-book value of the car
CS>  if I had had coverage for the car.  It was an older model,  and the
CS> coverage is a mistake I will never make again.
Right, that is your collision insurance.
 
CS> RT> eveidence in the trial.  In either case, I have a good idea what you
CS> RT> are going through.  My wife's car was hit while she was stopped at an
CS> RT> intersection.  The driver was a teen-age male who was specifically
CS> RT> excluded from the owner's insurance policy.  He hit and ran (my wife
CS> RT> got his license number) so the police caught up with him.  Anyway,
CS> RT> suspended license, no insurance coverage.  We had to pay.  The car 
as
CS> RT> out of the shop less than two weeks, when she got hit again by a 
oung
CS> RT> woman.  Suspended license, no insurance, no registration on the car. 
CS> RT> Guess what?  We have to pay to get it fixed again.  Meanwhile, the
CS> RT> police are saying (probably correctly) that they can't do anything
CS> RT> other than write tickets.   :^( 
CS> 
CS> True.  But in your case, if you have uninsured motorist 
CS> coverage, you will ge the money back. Deductables are the problem
CS> though!
I believe that what fixes your car is your collision coverage.  Then
that is the deductible that applies.  I assumed that uniinsured
motorist coverage would cover our car when it was damaged by an
uninsured motorist, but it does not.  It only covers any liabilities.
CS> If I understand it right, if the damage will cost more than 
CS> the blue-book, you get only the blue-book after deductable 
CS> is subtracted.  This can and has resulted in no money at 
CS> all, on older cars.  Yet it costs you thousands to replace 
CS> a good working vehicle with a new one.  Thats the trap we 
CS> were placed in.
Yep.  Actually, if the Blue-book value is outweighed by the cost of
repairing the vehicle, it is considered to be totaled.  Then the
payment would be that value minus deductible.
CS> I dont at all blame the LEO's for this.  It was not their fault,
CS> or anything  they could affect at all. In reality, I suspect they 
CS> speeded the case to have a faster release of the car than  normal so
CS> I wouldnt owe as much in fees. 
True.
RD 
sandman@azstarnet.com - A newspaper ISP - Arizona Daily Star
sandman@brassroots.org - A no compromise gun rights organization.
http://www.azstarnet.com/~sandman
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