TIP: Click on subject to list as thread! ANSI
echo: askacop
to: RD THOMPSON
from: CAROL SHENKENBERGER
date: 1998-02-07 09:47:00
subject: Re: Impoundment

*** Quoting Rd Thompson from a message to Carol Shenkenberger ***
CS> 'sue them for it' but the kids were underage and the parents were on
CS> welfare.  Tried it.  6,000$ it cost me.  I'd rather the car was NOT 
ound.
CS> It would have cost me much less.
RT> Seems like you should have some recourse, either through your
*should* is the operative word, but just like you, had none.  In my case, 
insurace would have covered the blue-book value of the car if I had had 
coverage for the car.  It was an older model, and the coverage is a mistake I 
will never make again.
RT> eveidence in the trial.  In either case, I have a good idea what you
RT> are going through.  My wife's car was hit while she was stopped at an
RT> intersection.  The driver was a teen-age male who was specifically
RT> excluded from the owner's insurance policy.  He hit and ran (my wife
RT> got his license number) so the police caught up with him.  Anyway,
RT> suspended license, no insurance coverage.  We had to pay.  The car was
RT> out of the shop less than two weeks, when she got hit again by a young
RT> woman.  Suspended license, no insurance, no registration on the car. 
RT> Guess what?  We have to pay to get it fixed again.  Meanwhile, the
RT> police are saying (probably correctly) that they can't do anything
RT> other than write tickets.   :^( 
True.  But in your case, if you have uninsured motorist coverage, you will ge 
the money back. Deductables are the problem though!
If I understand it right, if the damage will cost more than the blue-book, 
you get only the blue-book after deductable is subtracted.  This can and has 
resulted in no money at all, on older cars.  Yet it costs you thousands to 
replace a good working vehicle with a new one.  Thats the trap we were placed 
in.
I dont at all blame the LEO's for this.  It was not their fault, or anything 
they could affect at all. In reality, I suspect they speeded the case to have 
a faster release of the car than normal so I wouldnt owe as much in fees.
                                       xxcarol
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