Am 11 Jul 17  16:03:33 schrob Richard Miles an Gerhard Strangar zum Thema 


[Car insurance]
RM> I don't know about Europe and how insurance operates but I'm assuming 
RM> it's the same as here. You NEVER (even if you bought the car the same 
RM> day) EVER get full replacement value.

In Germany you get what you have to pay for a vehicle comparable to the one you
lost. I don't know about other countries.

RM> Cars start devaluing the moment you drive them off the lot.

Sure, but let's say you had it for about a year and the value dropped from
60,000 to 50,000. It's completely destroyed, you insurance pays the 50,000 of
remaining value and you either get a used one for that price or you already
thought of selling it and get a new one by adding a little money. There's no
real loss here, just a deductable of 500 EUR.



Tschoe mit Oe
Gerhard
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