> I don't know about Europe and how insurance operates but I'm assuming it's
> the same as here. You NEVER (even if you bought the car the same day) EVER
> get full replacement value. Cars start devaluing the moment you drive them
> off the lot. Only way you can get the full value here is if you purchase
> so-called "Gap" insurance from your dealer.

I cannot remember which company it is now but, everytime I see their ads, I
think how stupid the people in them sound.  The actors sound like a person
should be able to expect the insurance company to buy them a brand new car
no matter what they did or how long they had the car.

Like you said, a car depreciates, A LOT, the second it leaves the lot.  I
guess there are enough people who don't know that.

Mike

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 . SLMR 2.1a . Safe sex used to mean to put the car in "Park"
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