...

BA>> Insurance is not about anything other than assigning a risk to

 Actually, sharing the risk. All can bear part of the burden
 since none know when they will need it.

BA>> someone else. That's why health insurors don't (want to) cover
BA>> pre-existing conditions; because the risk is 100% and not the number

 Actually, the only reason they don't want to cover it is the
 only reason they don't want to cover anything, it will cost them
 money.

BA>> calculated by the actuaries. It's also why you can't get a new auto
BA>> insurance policy to cover the accident you had yesterday, or a new
BA>> homeowner's policy for your house that burned down last week.

 Or a new homeowners policy on a home in great shape, in a
 neighborhood they don't want to deal in.

 ...

 RW> Advocates for universal health care argue that costs will
 RW> be lower in the long run for a variety of reasons.  I'm not
 RW> sure about all that, but ...

 Since every industrialized nation that has national health care
 pays less per capita than we do, it's likely to be true.

 RW> YOur thinking dovetails with mine on this issue.  tHe best
 RW> way to universal health care is to get the government to
 RW> equip and staff such facilities.  IN fact, it makes sense,
 RW> which is why it won't happen .

 Some countries have national health care payment, with private
 sector Doctors delivering the care.

BOB KLAHN bob.klahn{at}sev.org   http://home.toltbbs.com/bobklahn

... "I may be apathetic, but it's an informed apathy."
 * Silver Xpress V4.5/P [Reg]
--- Platinum Xpress/Win/WINServer v3.0pr5a