-=> Quoting Joe Nicholson to Bill Mitchell <=-
 JN> a mortage company in Southern California that still tries to
 JN> pull that stunt -- after signing for the receipt 2 or 3 days
 JN> before the posting date.  They are going to come under close
 JN> examination by the state's attorney general and the FTC.
If they sign for the receipt prior to the posting date, and dun you
for a late charge, they are committing either mail fraud or phone
fraud, depending on how they dun.
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