From: "Dave Ings" 

While I understand you were mostly talking about advanced economies, I'd
recommend reading some of the reports about micro-capital in the third
world. It's truly inspiring what people are doing to elevate their lot in
life given access to micro-capital loans.
--
Regards,
Dave Ings,
Toronto, Canada

"Gary Britt"  wrote in message
news:4676abcd$1{at}w3.nls.net...
>
> Nothing could be more wrong and untrue, at least about the USA.
> Government over-regulation and over taxation are the biggest barriers not
> lack of capital.

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