PA> Hi All,
PA> Facing a number of PPS symptoms, and with a possible diagnosis of PPS
PA> in my future, I would be curious to know how you found this diagnosis
PA> affected your health insurance benefits. I have heard that some
PA> companies regard PPS as a pre-existing condition, and thereby, either
PA> reduce or deny payments for any treatment associated with PPS symptoms.
PA> What has been your experience with insurance companies and PPS claims?
Hi Fall,
In my case at least, the PPS didn't begin to affect me until after the
time my LTD insurer had designated as the period during which they might
reject the claim as a pre-existing condition. I believe each policy should
state this time period, in order for the insurer to prevail in such a
situation. Examine your policy. If you don't have the policy, your
personnel department or office administrator should be able to help with the
information. The length of time may vary considerably, and it is not
necessarily a long time. It was 90 days in my case. I hope this is of
some help. Take care.
Ed Grey
--- EZPoint V2.2
---------------
* Origin: Ed's EZPoint (1:102/752.6)
|