-=> Quoting Phil Ahrendt to All <=-
PA> PPS in my future, I would be curious to know how you found this
PA> diagnosis affected your health insurance benefits. I have heard that
PA> some companies regard PPS as a pre-existing condition, and
PA> thereby, either reduce or deny payments for any treatment associated
PA> with PPS symptoms.
In our state (Alabama), pre-existing conditions are covered after the policy
has been in force for 2 years, unless a specific exclusion is written as a
ridder to the policy. If you haven't been diagnosed PPS, there is little need
to worry about it on an insurance application. You might mention Polio,
but doing so has never been a problem in taking out a family policy for us.
If you can make it for 2 years without a polio related claim, you're covered
from then on.
Also, PPS symptoms are not necessarily specific for PPS. You can
seek treatment for aches, pain or fatigue like anyone else over 40 ;)
An insurance company may really not know much about PPS to start with,
just DON'T get a diagnosis of arthritis from polio joints. They know real
well what arthritis is and you can forget about a comprehensive policy.
I'm sure other folks here can add to this list of what not to have! Too
bad we don't get to choose )-;
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____| Tom |____
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... You know Phil, imitation is the best form of flattery ;)
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